Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker, NOT a lender.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker, NOT a lender.
Looking for a loan but worried about damaging your credit score?
You're not alone. Millions of people across the UK avoid applying for credit because they fear rejection—or worse, lowering their score even further with hard searches.
But here's the good news: with Result Loans, you can access soft credit check loans that show you real offers without affecting your credit file.
In this guide, we’ll explain exactly how soft credit checks work, how they differ from hard checks, and how Result Loans helps you find the right loan with zero risk to your credit rating.
A soft credit check is a quick look at certain parts of your credit file that allows lenders or brokers to assess your eligibility without affecting your score.
Key facts about soft credit checks:
Result Loans uses soft searches to match you with suitable lenders, so you can explore real offers without any downside.
Here’s how the two compare:
Soft credit check:
Hard credit check:
When you apply directly with lenders, they often run hard checks up front—potentially damaging your score with every application. Result Loans protects your score by using soft searches first.
A soft credit check helps you see pre-approval offers—realistic loan options based on your profile.
However, to receive the actual loan funds, you will still need to:
That said, a soft check gets you closer to the right loan with no risk to your credit score.
Here’s how the process works with Result Loans:
This gives you:
Soft credit check loans are ideal for:
With Result Loans, you can access:
Our panel includes FCA-regulated UK lenders, making sure you always deal with safe, transparent providers.
Unlike some comparison sites, we focus on real pre-approvals, not just example rates or promotions.
Emma needs £400 to cover urgent dental work. She’s missed a few payments in the past, so she’s worried about being declined.
Her score stays intact—and she avoids the stress of multiple rejections.
Will a soft check show on my report?
Yes—but only you can see it. Lenders won’t know it happened.
Can I compare multiple offers with soft checks?
Yes! That’s the key benefit. You can browse and compare without risk.
Is it a guaranteed approval?
No, but it helps you understand your chances before proceeding.
Does Result Loans lend money?
No—we are a credit broker. We help you find the right lender.
Soft credit check loans are the smartest way to borrow without damaging your credit score. Whether you’re unsure about eligibility, concerned about your history, or just want to see what you qualify for, Result Loans can help.
We offer:
Don’t gamble with your credit. Use Result Loans to find the right soft credit check loan today—safely, quickly, and confidently.
